Understanding Nibia's Flexible Payment Plans

Shopping for quality food shouldn't strain your budget. At Nibia, we understand that every family has unique financial needs, which is why we've designed four flexible payment plans to suit different situations.

Pay-Now: Instant Gratification

Need your food items immediately? Our Pay-Now option delivers your order within 6 to 24 hours. Perfect for urgent restocking or when you want to take advantage of current prices. Pay with your debit card, Food Money (NGN), Food Points (Nibia), or a combination of both currencies.

Price-Lock: Beat Inflation

Lock in today's prices for up to 30 days! With our Price-Lock feature, you can secure current prices on select food stocks and bundles, protecting yourself from price fluctuations. This option requires a minimum order value of ₦50,000 and comes with zero service fees. Plus, you earn Food Points (Nibia) when you price-lock your orders.

Pay Small-Small: Spread the Cost

Our most popular option! Spread your payment over 1 to 16 weeks or 1 to 4 months. This subscription-based payment plan lets you budget effectively while ensuring you never run out of essential food items. Your delivery arrives after you complete your payment plan, making it perfect for planning ahead.

Pay-Later: Shop Now, Pay Later

Qualified users can shop immediately and pay within 30 days. Choose between a one-off payment or spread it over 1 to 4 weeks with our Pay Small-Small option. Your items are delivered within 24 hours, giving you immediate access to quality food while you manage your cash flow.